Who we are
Inform employees of cost saving healthcare coverage options. Alternative healthcare options can often be confusing and involve overwhelming application processes. Our enrollment team works with employees to break down the coverage, requirements and process in a simple and direct manner so the employee can make the best decision for themselves and possibly their family.
Work with employees to enroll in eligible programs. Should an employee chose an alternative option, we work with the employee to obtain any required information, fill out any enrollment applications and manage their case through to coverage approval. Our enrollment process is streamlined in order to minimize the amount of time and effort required by the employee while at the same time keeping the employee fully informed of their case throughout the process.
Track compliance and results to maximize benefits. Ultimately our goal is to provide results to both the employer and employee. Monitoring is provided for both on a regular basis. For the employee we monitor the eligibility period, coverage requirements, renewal options and any potential changes that may impact coverage. For employers, we monitor program progress, results and targeted areas of opportunity. We also where appropriate can provide company and industry data analytics to help companies with any future benefits planning.
What healthcare coverage options does Med-Enroll utilize?
At this time the primary alternative coverage offered is a state insurance plan which can be one of the most cost effective options for those that qualify. The Affordable Care Act (ACA) has made it easier for states to expand state insurance plan coverage to individuals and families under certain income levels. Thirty-One states and Washington D.C. have expanded their state insurance plan programs as a result of the ACA.
What is the benefit to our employees?
There are many benefits including reduced employer healthcare costs, offering broader coverage options with significant cost savings to those employees who may need it the most and reducing risk of penalties under ACA. Additionally, Med-Enroll acts as an advisor and educator. We help companies and employees understand the options that are available to all qualifying U.S. citizens under the current U.S. healthcare policies that are not traditionally offered through healthcare benefit providers.
Who is eligible for State Insurance Plans?
The specific requirements can vary state by state. Generally eligibility is based upon household size and household income. Below are typically standards used in states that have expanded their state insurance programs.
|Family Size||Monthly Maximum Income||Maximum Annual Income|
Why would an employee be interested in a State Insurance Plan as a coverage option?
State insurance plans can be more affordable and offer more coverage than a standard company plan. State insurance plans often times have little or no co-pay and deductibles. A state insurance plan can cover the entire family and can include programs such as dental, vision and prescription drug coverage.
How can I tell which of our employees could be eligible?
Since eligibility is predominately determined by household size and household income, it is difficult for an employer to know which employees would be eligible based upon company data alone. This is where Med-Enroll comes in. We work with your HR department to determine potentially eligible employees based upon our experience and generally used parameters. Those employees would then be referred to our screening and education solution. Med-Enroll has developed a quick, confidential and easy way to screen employees for eligibility. Our system allows employees to be screened using any one of the following three options:
1. Mobile screening (smart phone)
2. Website link or Integrated link for electronic on-boarding
3. Multi-lingual call center
The initial screening process takes less than a few minutes. Should an employee be deemed eligible through the screening process, they are transferred to one of our multi-lingual enrollment specialists who will review with them their various coverage options. Should an employee decide to enroll, our specialist will then complete an online state insurance plan application over the phone in a quick and easy manner. A typical application takes approximately 15-20 minutes.
In what states, US territories and districts are Med-Enroll services available?
|District of Columbia||Nevada||West Virgina|
How does Med-Enroll work?
Med-Enroll leads the entire screening, enrollment and monitoring process for your employees, with very little burden on the HR department. Med-Enroll will actively help individuals apply for state insurance plans, including determining eligibility, providing education on the difference between the company plan and the state insurance program. Med-Enroll will navigate the various agency websites while our caseworkers will gather supporting documentation to ensure enrollment is complete, providing a closed loop process. Our case workers also regularly monitor the employee’s status for changes that could impact an employee’s qualification status as well as pending deadlines for renewal of coverage. Med-Enroll strives to limit the amount of time and effort required from the Employer. We only need the employer to do the following three things:
1. Distribute a small amount of informational material to their employees,
2. Work with Med-Enroll to determine which employees should be included in the education and screening process.
3. Insure each employee is screened via one of the three methods provided by Med-Enroll.
Med-Enroll will handle any subsequent questions an employee may have, as well as Med-Enroll caseworkers will obtain any supporting documentation to complete the process. Employers are given access to online reports letting them know which employees are eligible, current status as well as overall program results.
How much do Med-Enroll services cost?
Our cost structure is designed around providing cost savings to our clients. Please email us at email@example.com to learn more about our rates.
Award Winning Team
Gary Kushner is also a frequent resource to the news media outlets including the Wall Street Journal, the New York Times, Associated Press, Knight-Ridder, the Kiplinger Washington Newsletter, CNN News, Fortune, MSNBC and "Good Morning America" among others. Additionally, he serves on the Editorial Review Board of HR Management magazine.
Prior to establishing Kushner & Company in 1982, Gary Kushner held human resource policy- making positions in both the private and public sectors including the compensation and benefits area. His academic credentials and certifications include the following: Senior Professional in Human Resources Designation (SPHR), Certified Benefit Professional (CBP), M.P.A. in personnel from Western Michigan University, B.A. from Franklin and Marshall College.
Mark founded HR Business Solutions of North Carolina, LLC in order to pursue his passion of partnering with business executives to lead their organizations in maximizing their business potential through leveraging their people. His consulting practice specializes in HR strategic planning, leadership development and executive coaching.
Mark and his family reside in Charlotte, North Carolina where he cheers for the Carolina Panthers. He also enjoys doing volunteer work with the American Heart Association and the Humane Society.
Join our team
We are currently seeking several full-time Benefits Counselors to work in our Florence, SC office. A Benefits Counselor plays a key role in assisting uninsured employees in over 27 states in the State Insurance Plan enrollment process. The Benefits Counselor will be trained on eligibility requirements and benefit plan for each state. Applicant must be able to pass a drug screening and background check.
We are currently seeking full-time Case Managers to work in our Florence, SC office. A Case Manager plays a key role in assisting uninsured employees in over 27 states in the State Insurance Plan enrollment process. The Case Manager will be trained on State Insurance Plan policy guidelines for each state. Applicant must be able to pass a drug screening and background check.
If you are interested in applying for a position with us and have the appropriate qualifications, please e-mail your resume to: Careers@Med-Enroll.com.